Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement…
Guaranteeing your child’s loan
May 22, 2015
The stakes were high for David and Karen, who were dealing with a child’s ill health and, as a result, extreme financial and emotional stress.
David and Karen were facing a number of…
Who pays your ‘free’ mortgage broker?
May 14, 2015
There’s no such thing as a free lunch, but that doesn’t mean you will receive lower levels of service or expertise from a credit adviser who doesn’t charge you. It just means…
Car finance for businesses
May 12, 2015
The preservation of working capital and taxation benefits are two big draw cards for businesses looking to finance staff vehicles.
Companies the world over are often faced with the costly requirement for staff…
Islamic finance, property purchase and stamp duty
April 24, 2015
Islamic law, or Shariah, requires that interest forms no part of any transaction, meaning that the vast majority of loan products available in Australia do not conform.
Let’s forget for a moment that politics, religion and money are the big three no-go topics for polite conversation, and tackle…
How to find the right doors for your renovation
April 2, 2015
A grand front entrance can create a bold first impression, while an outdated door can diminish an opportunity to impress. So how do you decide which doors are best throughout your house, considering safety, functionality…
How to decode a property advertisement
March 27, 2015
Real estate agents are many things to many people, but their first and foremost role is in sales. This means they’re committed to focusing on a property’s finest features, sometimes using optimistic descriptions…
Case study: everything that can go wrong, will
March 16, 2015
When Bronwyn set out to build her dream home, luck was not on her side. In fact, it was an all-round disaster zone.
At 63 and with a couple of investment properties under…
How to negotiate the best property price
March 10, 2015
Negotiating the best property price isn’t a matter of swindling a seller. It’s about doing your homework, knowing what you want, knowing the market and making sensible offers.
When you are buying property…
Explainer: comparison rates
February 17, 2015
Comparing apples with oranges doesn’t make sense. To make finding the right loan easier, and to make advertised rates as transparent as possible, we have comparison rates.
You’re looking for the…